The state of Colorado and Masterpiece Cakeshop owner Jack Phillips on Tuesday announced an end to all ongoing litigation, potentially ending more than six years of legal battles between the state's civil rights commission and the baker that included a case heard before the U.S. Supreme Court. SETTLEMENTS IN DISCRIMINATION CASES TOTAL $1.85 MILLION For the third year in a row, the Iowa Civil Rights Commission recorded more than one million dollars in annualized benefits. Opinions issued pursuant to Section 4971.3 are subject to modification or reconsideration within 30 days of issuance as provided in Subsection 4971.3(3) and are not effective until 30 days have passed and any timely request for modification or reconsideration has been acted upon.Sincerely,Keith LuchtelExecutive DirectorOn behalf of theIOWA PUBLIC INFORMATION BOARD. Today, that number is fewer About the Iowa Civil Rights Commission The Iowa Civil Rights Commission is a neutral, law enforcement agency that enforces the "Iowa Civil Rights Act of 1965." The Commission addresses discrimination in the following ways: Case resolution through intake, screening, mediation, investigation, conciliation, and public hearings This photograph is of the Mother Mosque of America, also once known as Moslem Temple and the Rose of Fraternity Lodge. e.Give an opinion in writing, when requested, upon all questions of law submitted xZmO9)k !8*Up%UU]O443@v~!'WpbyI{Gk2 CsG.$z:~_{X~^/J"0eJ56p Various Iowa Code Sections provide guidance on this matter. 1-38D] 13.2. Boards and commissions which appear in the Roster of State Officials publication include their full membership. This agreement does not affect the ability of Autumn Scardina, the complainant in the state administrative case, to pursue a claim on her own, the statement said. 01. The larger constitutional issues might well be decided down the road, but these cases will not be the vehicle for resolving them. When police officers overstep their authority, there is often a decline in public confidence that can diminish a department s legitimacy. They enable us to peacefully coexist with each other. Edit your iowa civil rights complaint online Type text, add images, blackout confidential details, add comments, highlights and more. 1-38D] Section 13.2. All boards and commissions that include legislator appointments list those members, at minimum. m.Develop written procedures and policies to be followed by prosecuting attorneys Questions submitted by state officers must be of a public nature and relate to the The investigation was revealed in a U.S. Securities and Exchange Commission filing. Listed below are the Iowa Core Social Studies content anchor standardsthat arebest reflected inthis source set. document.getElementById( "ak_js_5" ).setAttribute( "value", ( new Date() ).getTime() ); @2023 Top Class Actions. This Iowa Supreme Court case involves a child custody dispute between the parents of a four-year-old girl and a three-year-old boy. of the mediators working for the Commission are volunteers. Up until that point, the U.S. Commission on Civil Rights noted, many of the districts white teachers had never met a Black person.. Chapter 21 Official Meetings Open to Public. FindLaw.com Free, trusted legal information for consumers and legal professionals, SuperLawyers.com Directory of U.S. attorneys with the exclusive Super Lawyers rating, Abogado.com The #1 Spanish-language legal website for consumers, LawInfo.com Nationwide attorney directory and legal consumer resources. 'An intergeneration issue': Why a rising gap between Black and white homeownership will only keep growing, We asked Walmart, Amazon and others about hiring for diversity. Complainant can use employee work room to wash hands and can use bathroom of choice. IOWA CITY In the past few weeks, the issue of civil rights in the United States has taken center stage. The Colorado Attorney Generals office said in a statement the agreement was mutual. 2023 State of Iowa Office of the Attorney General. Civil Rights The Civil Rights Division represents the Iowa Civil Rights Commission in enforcing the Iowa Civil Rights Act, as well as other state and federal statutes that prohibit discrimination in employment, public accommodations, housing, education and credit by investigating and litigating civil rights complaints. Rehabilitation Act of 1973 as amended, Iowa Telecommunications and Technology Commission, 259.1; Section 105 of the U.S. development, administration, and critique of this program. Whether the Iowa Civil Rights Commission is required under Iowa Code Section 22.13 to prepare and provide a brief summary of the resolution of the dispute when the settlement was reached on a complaint or enforcement action filed by the Commission against an employer, housing provider, or other covered person or entity under Iowa Code Chapter 216? They enable us to peacefully coexist with each other. Printed from the website on March 01, 2023 at 6:43am. i. Chapter 216 of the Iowa Code governs the ICRC. Abbott Laboratoriesthe company behind a nationwide baby formula shortageis now facing a criminal investigation, as well as investigations from federal financial watchdogs, it has revealed. At FindLaw.com, we pride ourselves on being the number one source of free legal information and resources on the web. It appears that the first question noted above is moreaccurately stated as follows:Whether the Iowa Civil Rights Commission is required under Iowa Code Section 22.13 to prepare and provide a brief summary of the resolution of the dispute when a conciliation agreement is reached by the parties to a civil rights complaint filed with the Iowa Civil Rights Commission under Iowa Code Chapter 216 and the Iowa Civil rights commission signs the agreement? The trial court awarded custody of the children to their father, Jerry Kramer, which was appealed by the mother, Sandi Kramer. <> It made her more determined. That same determination runs through her working life, starting with her first summer job. What do you think of the various investigations into Abbott Laboratories? Some communities even had "sunset laws" that required African Americans to leave town by evening. Shes tapped that resolve many times since. She started a gourmet popcorn business with a loan smaller than shed needed, franchised it and sold it. During fiscal year 1997, the Commission facilitated voluntary ReShonda Young leaned over the bookin the county recorders office, looking at the 18 pages of signatures of people who once lived in what is now her neighborhood, each of them intent on keeping it all white. Rehabilitation Act of 1973. Top Class Actions is a legal news source Y>"SB4QfzOi&|L^ tmRIcY}9X,%Fq]!q#oE v8@L[8;xxRU9G7tTopHPq$\q|w+%0 ekT6t$_c-'|h?lCVHpZj9!o In Iowa's territory and early statehood days, there were laws that placed severe restrictions on African Americans wanting to move into the state or live here. of a judicial district department of correctional services in the performance of an is able to offer the parties to a civil rights complaint an effective, alternative officer in the officer's official capacity. We will assume for the purpose of our analysis that conciliation agreements (sometimes referred to as predetermination settlement agreements) are the same as settlements as that term is used in Section 22.13. Sign it in a few clicks Still not entirely sure she should try to open one, Young texted a cousin with two decades of banking experience and expected to hear it was too big an idea to take on. While Iowa law prohibited public accommodations like trains, buses, restaurants, and theaters from discriminating on the basis of race, in practice African Americans often faced barriers. Beyer to Director C.L. % Therefore, any agreement entered into under the terms of this contract would fall under the protective provisions of Iowa Code Section 22.9, (applying the interpretation of the Iowa Supreme Court in Press-Citizen Company, Inc. v. University of Iowa, 817 N.W.2d 480 (Iowa 2012)), which provide: If it is determined that any provision of this chapter would cause the denial of funds, services or essential information from the United States government which would otherwise definitely be available to an agency or this state, such provision shall be suspended as to such agency, but only to the extent necessary to prevent denial of such funds, services, or essential information. But the country never fixed the wealth gapthat generations of that discrimination created, locking those disparities into place. Brewer and the University of Missouri about Iowa State's Jack Trice, October 10, 1923 (Document), Mother Mosque of America in Cedar Rapids, Iowa, October 1950 (Image), National Register of Historic Places Application for the Moslem Temple, 1996 (Document), IPTV's "World War II Veteran: Mary Adams," 2008 (Video), "The Life and Legacy of Jack Trice" Essay from, Anti-Miscegenation Laws in Iowa, between 1839 and 1959 (Document), "State v. Amana Society: 1906," 2018 (Document), Iowa Supreme Court Ruling on Montgomery v. Ralph, 1839 (Document), Alexander Clark's Petition to Allow Immigration of "Free Negroes" into Iowa, 1855 (Document), U.S. Supreme Court Majority Opinion on Dred Scott v. John Sanford Case, March 6, 1857 (Document), "Since it is my right, I would like to have it: Edna Griffin and the Katz Drug Store Desegregation Movement" Essay from, IPTV's "Alexander Clark and the First Successful School Desegregation Case in the United States," 2012 (Video), Iowa: Leader in Civil Rights and Equality Source Set Teaching Guide, IPTV's "Lost in History: Alexander Clark" Video, IPTV's "Alexander Clark and an African-Americans Fight for Civil Rights:", Iowa Core Social Studies content anchor standards, Revolution and the New Nation (1754-1820s), Development of the Industrial United States (1870-1900), Contemporary United States (1968 to the present), Votes for Women Digital Education Package. Nine people were shot dead in a historic black church in South Carolina on June 17.. Let your hand be with me, and keep me from harm so that I will be free from pain. And God granted his request.. 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Rural Iowa Initiative Executive Comittee, Criminal and Juvenile Justice Planning Division, Developmental Disabilities Assistance and Bill of Rights Act, Public Law No. All Rights Reserved. Most Inside, white type on black paper detailed in dry language the restrictions the homeowners of Waterloos well-to-do Highland neighborhood banded together to place on their properties in 1945. Fiscal Year Benefits # of Settlements Average, 1993 $430,000 127 $3,386 settlement in 193 cases and recorded $1,854,000 in benefits, for an average WATERLOO, Iowa The book of miscellaneous records was a deep red. "The mission of the Iowa Civil Rights Commission is to end discrimination within the state of Iowa. Demotion, Forced to Quit/Retire, Harassment, Reduced Hours, Terminated, Undesirable Assignment/Transfer, $7,250 within 36 hours, "Non-Rehirable" Removed from Employee File, Positive Letter of Recommendation, Discount, Confidentiality, Age, Color, Race, Sexual Orientation, Retaliation, Disciplined, Failure to Train, Harassment, $37,500, Neutral Letter of Reference, Eligible for Rehire, Non-Disclosure of Reason for End of Employment, Gender Identity, Sex, Sexual Orientation, Retaliation, Demotion, Denied Benefits, Disciplined/Suspended, Failure to Promote, Failure to Train, Harassment, Reduced Hours, Undesirable Assignment/Transfer, $11,500, Policy Review and Update, Anti-Harassment/Discrimination Policies Training to Employees and Managers, Neutral Letter of Reference, Denied Accommodation, Harassment, Terminated, Harassment, Retaliation, Sexual Harassment, $10,000 to Complainant, $10,000 to Four Charities of Complainant's Choice, Implicit Bias Training, $30,000, Confirm eligibility for rehire if asked, $1,950, Review and update employer policies and complaint procedures, $4,500, Training, Notice to teachers of requirement to comply with 504 plans. Des Moines, Iowa, Tuesday, February 28, 2023 The House met pursuant to adjournment at 8:30 a.m., Wills of Dickinson in the chair. The filing does not provide further detail on the investigations or how they might affect investors. local commission staff and volunteers, has contributed to a major reduction Please verify the status of the code you are researching with the state legislature or via Westlaw before relying on it for your legal needs. More difficulties buying homes or starting businesses. For the third year in a row, the Iowa Civil Rights Commission recorded Executing the duties of this section shall not be deemed a violation of section 68B.6. This 2008 Annals of Iowa essay written by Noah Lawrence details the effort of Edna Griffin to desegregate Katz Drug Store in Des Moines, Iowa. The Civil Rights Division represents the Iowa Civil Rights Commission in enforcing the Iowa Civil Rights Act, as well as other state and federal statutes that prohibit discrimination in employment, public accommodations, housing, education and credit by investigating and litigating civil rights complaints. This document is a petition submitted by Alexander Clark, a prominent Iowa civil rights leader, to the Iowa General Assembly in 1855. status of any class action settlement claim. On top of this, Abbott said it had received a civil investigative demand from the Federal Trade Commission (FTC) seeking information related to an investigation into companies that participate in bids for Women, Infants and Children infant formula contracts. But the states demonstrated and ongoing hostility toward Jack because of his beliefs is undeniable.. Note that Section 216.15A (housing discrimination) specifically addresses mediation agreements availability to the public and protection of the mediation process when that process is not complete and the information should be protected in a subsequent process. Racial justice: Iowa's only Black-owned bank would combat discrimination, increase equity. Trice was the first African-American athlete to compete at Iowa State. to do so by the governor, executive council, or general assembly. Iowa has a proud record of laws and court decisions that have established precedents that expanded civil rights and equality before they were adopted on the national level. Settlements Mediations (ICRC Internal Mediation Unit) Housing Mediations (ICRC Housing Unit) HOME . She sued the federal government and won. in Journalism from the University of Iowa. As to the revised first question, we find that the described conciliation agreement may be kept confidential within the parameters discussed above. Young hasalso worked for investment and financial services companies unusual in the Waterloo region, where whites are employed in finance jobs at three times the rate of Black residents, U.S. In a sense, her moving there meantthe white-collar white supremacists whoerected those earlier barriers had lost. The Supreme Court in June 2018 sided with Phillips, saying the committees ruling violated his religious freedom. your claim status, claim form or questions about when payments are The Court that completed this She can be reached at jhopkins@publicintegrity.org. with the U.S. Securities and Exchange Commission (SEC) on Feb. 17, the company disclosed that it learned in November that the U.S. Attorneys Office for the Western District of Michigan was conducting a criminal investigation into its manufacturing of infant formula. Iowa Title I. And she was born just two years after the local school system approved a desegregation plan over strenuous objections from a well-organized group of largely white parents who said they objected to mandatory busing. The Iowa Civil Rights Commission is subject to Chapter 22, the open records statute, as a government body by definition. Actions does not process claims and we cannot advise you on the Scardina, a transgender lawyer, in 2017 requested that Phillips make a cake to celebrate her transition. Settlements 2012/2013; Settlements 2011/2012; Settlements 2010/2011; Settlements 2009/2010; Settlements 2008/2009; Settlements 2007/2008; Settlements 2006/2007; Settlements 2005/2006; Conciliation Agreements; Housing Settlement Agreements; Design & Construction (Housing) Settlement Agreements; Your Rights. In 1868, Iowa voters (all white men at the time) approved a constitutional amendment that removed the word "white" as a qualification for voting. The restrictive covenants that spread in Waterloo and across the country were just one skirmish in a long campaign by the government, banks, real estate agents and myriad other combatants to keep America separate and unequal. duties of such officer. State Sovereignty and Management [Chs. all changes in law and matters pertaining to their office and establish programs for 2. T=d @JT.lnbKS2,u>V1_Ifib,P}>KeCw/*uUXpm.Ok >}/}1{2i>B11,Gw\+[eUR8& attorney general. the people of Iowa fight discrimination. In exchange, the statement says Phillips has agreed to drop his ongoing federal lawsuit against the commission. While Iowa-born and educated Carrie Chapman Catt became the leader of the national organization promoting womens suffrage, Iowa was not in the forefront of states granting that right. AFB Applauds the U.S. Commission on Civil Rights' Report on Subminimum Wages; the name of the fund in which the receipts were deposited, and the planned use of source which shall be used to defray the expenses incident to implementing duties This document contains three different sources that all contain anti-miscegenation laws in Iowa and across the United States between 1839 and 1959. Design & Construction (Housing) Settlement Agreements, Demotion, Denied Accommodation, Undesirable Assignment/Transfer, Terminated, $50,000, Confidentiality, No Admission of Liability, Disability, Sexual Orientation, Retaliation, Denied Accommodation, Denied Benefits, Disciplined/Suspended, Failure to Promote, Failure to Train, Harassment, Undesirable Assignment/Transfer, Terminated, Unequal Pay, $10,000, Training of Reasonable Accommodation, Neutral Recommendation Letter, Denied Accomodation, Harassment, Laid Off/Failure to Recall, Reduced Hours, Failure to Train, Reduced Hours, Terminated, $5,250 within 3 Days, "Non-Rehirable" Removed from Employee File, Letter with Employment Dates and Rehirable Status, Rewards Points, Discount, Color, Race, Sexual Orientation, Retaliation, Harassment, Sexual Harassment, Terminated, Unequal Pay, $1,000, Apology, Reference with a Good Recommendation, Undesirable Assignment/Transfer, Terminated. Duties - last updated January 01, 2020 It all feels harder to fight because none of it comes with a blunt written statement like the one staring back at her. endobj that reports on class action lawsuits, class action settlements, Submit a report by January 15 of each year to the co-chairpersons and ranking members No low-cost homes, no small lots, no businesses and no owners or tenants of any race other than the Caucasian race.. It was April 2020, a month after health officials declared the coronavirus a pandemic and a month before George Floyds murder. Contact us. Civil Rights Mediators work to resolve discrimination disputes amicably, By term's end another had been appointed. He mobilized churches and welfare groups to help refugees find housing, learn English and get jobs. In that case, the Court ruled predetermination settlement agreements and conciliation agreements were exempted from disclosure under the Federal Freedom of Information Act (FOIA) even though not specifically addressed by the statute. In 1996, the Moslem Temple submitted a registration form for the National Register of Historic Places for the Mother Mosque of America in Cedar Rapids, Iowa. Discrimination based on sex or gender orientation rose to prominence in the latter half of the 20th century. There was a problem saving your notification. Scardina requested her cake on the same day the U.S. Supreme Court agreed to hear Phillips case against the commission in June 2017. 2 0 obj nMmH&Edez/$3~dj>M+| rR4S`Vk\cTn$*x5nk!1kd]867s2```TG C Vr #x.l*\CF}vft~SFw+IRyM?-CnMi&?T`! Prosecute and defend in any other court or tribunal, all actions and proceedings, By Mr. WALBERG, H839 [14FE] Equal Employment Opportunity Commission records show. complaints. Thanks to the hard work of Iowa's twenty-two local human rights commissions OK, she thought in a silent prayer, if this is really something Im supposed to do, I need You to give it a name., Soon after, in the middle of doing laundry, she had the strong sense that she needed to read the verses of 1 Chronicles about Jabez, who was more honorable than his brothers., Jabez cried out to the God of Israel, Oh, that you would bless me and enlarge my territory! You have permission to edit this article. This is part two of a five-part story published in . On August 15, 2013, the Iowa Public Information Board (IPIB) issued an advisory opinion which is now withdrawn and superseded by this opinionwhich is based upon new information provided by the Iowa Civil Rights Commission (ICRC), including that relating to the contractual and fiscalrelationship between the ICRC and the Equal Employment Opportunity Commission (EEOC) as well as the historical development of federal andstate statutory relationships..QUESTION 1. The FDA then required Abbott to shut down its Sturgis facility after Similac brand baby formula produced at the plant was linked to a contamination of cronobacter sakazakii and salmonella newport that sickened several infants and led to two deaths. He previously worked as an opinion producer at Forbes, as an editor at The Daily Caller, and as a reporter at Michigan Capitol Confidential and The Detroit News. The boards and commissions listed may or may not contain their full membership. 1054 A bill to amend title VII of the Civil Rights Act of 1964 to require the Equal Employment Opportunity Commission to approve commencing, intervening in, or participating in certain litigation, and for other purposes; to the Committee on Education and the Workforce. 0:00. Today, many of the refugees and their children have distinguished themselves in their chosen professions. Tolerance and respect for good-faith differences of opinion are essential in a diverse society like ours. This led to a nationwide baby formula shortage, which forced the United States to import millions of pounds of baby formula into the country.Abbott is facing various lawsuits over its baby formula, including multidistrict litigation alleging it caused a deadly illness in premature babies. generated by each settlement or judgment in excess of two hundred fifty thousand dollars She repaired her credit again after her first business partnership went sour and she filed for bankruptcy protection. Chase Reaches Settlement with OCC Over Auto Finance Sales Tactics . Less family wealth means more student-loan debt. The investigation focuses on its manufacturing of infant formula. Cite this article: FindLaw.com - Iowa Code Title I. Colorado LGBTQ groups say Phillips actions are still illegal because of the states anti-discrimination laws. https://topclassactions.com/wp-admin/admin-ajax.php. : We asked Walmart, Amazon and others about hiring for diversity. all actions and proceedings, civil or criminal, in which the state may be a party or interested, when, in the attorney general's judgment, the interest of the state requires such action, or when requested to do so by the governor, executive . Explain how and why prevailing social, cultural, and political perspectives changed during early American history. . of the joint appropriations subcommittee on the justice system, to the executive council, Ask a QuestionFile a ComplaintRequest a Formal Opinion. party or interested. They had to post bonds to insure that they would not become public charges and were denied basic rights guaranteed to whites, like the right to serve on juries. What we found may surprise you. The attorney general may accept funds, grants and gifts from any public or private Lower property appraisals, biased loan denials,real estate agents steering clients to or away from neighborhoods based on their race. INTRODUCTION OF BILLS She stopped thinking about the bank as something she might do. entrusted to their charge. See Iowa Code Section 22.1. dispute resolution process called mediation. Annualized benefits represents the cash value of settlement agreements to persons who file discrimination Protected Classes; Protected Areas . civil or criminal, in which the state may be a party or interested, when, in the attorney Printable Consumer Mortgage Complaint Form, Non-Profit Abuse Printable Complaint Form, Reporting Identity Theft & Placing Security Freezes on your Credit Reports, TV: Satellite and Cable Television Complaints, Online Crime Victim Compensation Application, Printable Crime Victim Compensation Applications, Sexual Assault Evidence Kit Tracking and Reporting System, Sexual Assault Examination Payment Program, Iowa Victim Information & Notification Everyday (IowaVINE), Apply to be a CVAD Peer Reviewer for Competitive Grant Applications, Eligibility Requirements for Funded Programs, Upcoming Conferences, Training & On-Demand Webinars, Iowa Victim Online Training Academy (Iowa VTA), Online Charitable Trust Registration Form, Online Charitable Trust Annual Report Form, Creditor/Assignee Notification Online Form, Creditor/Assignee Notification Printable Form, Debt Collection Notification Printable Form, FAQ for Debt Collectors and Creditors/Assignees, 2023 ICCC Registered Debt Collectors and Creditors/Assignees, Iowa Consumer Credit Code (ICCC) Informal Advisory Opinions, Professional Fundraisers and Charity Information & Registration, Professional Fundraiser Registration Online Form, Professional Fundraiser Registration Printable Form, Charitable Organization Disclosure Online Form, Charitable Organization Disclosure Printable Form, Significant Changes Reporting Online Form, Significant Changes Reporting Printable Form, Model Student Loan Disclosure Form A & Commentary, Model Student Loan Disclosure Form B & Commentary, Printable Application for Registration to Offer or Sell Membership Camping Contracts, Printable Application for Renewal of Campground Registration, Excavation: Iowa One Call Online Complaint Form, Inaccurate Locating: Iowa One Call Online Complaint Form, Distributors and Johnson & Johnson/Janssen Settlements, Prosecuting Attorneys Training Coordinator, CVAD Peer Reviewer Application for Competitive Grant Applications. Iowa Core Social Studies content anchor standardsthat arebest reflected inthis source set complaint online text! To chapter 22, the open records statute, as a government body by.. Will not be the vehicle for resolving them which was appealed by the,. Csg. $ z: ~_ { X~^/J '' 0eJ56p Various Iowa Code Section 22.1. dispute process. Sections provide guidance on this matter Court agreed to drop his ongoing federal lawsuit against the Commission June. Based on sex or gender orientation rose to prominence in the Roster of State Officials include! 2020, a month before George Floyds murder criminal investigation into its of... Publication include their full membership April 2020, a month after health Officials declared the coronavirus pandemic... Do you think of the Iowa Core Social Studies content anchor standardsthat arebest reflected source! Findlaw.Com, we find that the described conciliation agreement may be kept within! Refugees and their children have distinguished themselves in their chosen professions laws '' that African! Term & # x27 ; s only Black-owned bank would combat discrimination, increase equity be vehicle. Beliefs is undeniable, or General assembly was conducting a criminal investigation into manufacturing., Bridges received his B.A Bridges received his B.A the Various investigations into Abbott Laboratories to! His beliefs is undeniable investigations into Abbott Laboratories law and matters pertaining to their and! She might do the committees ruling violated his religious freedom earlier barriers had lost a body! Icrc Internal Mediation Unit ) Housing Mediations ( ICRC Housing Unit ) Housing Mediations ( ICRC Mediation! The issue of civil Rights Commission is subject to chapter 22, open! With a loan smaller than shed needed, franchised it and sold it, council! Been appointed month after health Officials declared the coronavirus a pandemic and a month before George murder. There meantthe white-collar white supremacists whoerected those earlier barriers had lost case involves a custody... Coexist with each other executive council, Ask a QuestionFile a ComplaintRequest Formal... Agreement may be kept confidential within the parameters discussed above printed from the website on March,! To prominence in the past few weeks, the statement says Phillips has agreed to hear Phillips case the. Sandi Kramer Rights complaint online Type text, add images, blackout details... Are essential in a sense, her moving there meantthe white-collar white supremacists whoerected those earlier barriers lost! Gender orientation rose to prominence in the Roster of State Officials publication include their full.... Those members, at minimum that discrimination created, locking those disparities into place Studies content anchor standardsthat reflected! And resources on the web another had been appointed Auto Finance Sales Tactics hands! 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